* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
            font-family: 'Arial', sans-serif;
        }
        
        :root {
            --primary-color: #0A2463;
            --secondary-color: #FF6B35;
            --accent-color: #F7931E;
            --light-color: #F5F5F5;
            --dark-color: #1A1A1A;
        }
        
        body {
            background-color: var(--light-color);
            color: var(--dark-color);
            line-height: 1.6;
            padding-top: 80px;
        }
        
        .container {
            width: 100%;
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
        }
        
        /* Header Styles */
        header {
            background-color: var(--primary-color);
            color: var(--light-color);
            position: fixed;
            width: 100%;
            top: 0;
            z-index: 1000;
            box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
        }
        
        .header-container {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 15px 0;
        }
        
        .logo {
            font-size: 28px;
            font-weight: bold;
            letter-spacing: 2px;
            text-transform: uppercase;
            color: var(--accent-color);
            text-decoration: none;
            transition: all 0.3s ease;
        }
        
        .logo:hover {
            color: var(--secondary-color);
            transform: scale(1.05);
        }
        
        .nav-menu {
            display: flex;
            list-style: none;
        }
        
        .nav-menu li {
            margin-left: 30px;
        }
        
        .nav-menu a {
            color: var(--light-color);
            text-decoration: none;
            font-size: 16px;
            font-weight: 500;
            transition: all 0.3s ease;
            position: relative;
        }
        
        .nav-menu a:after {
            content: '';
            position: absolute;
            width: 0;
            height: 2px;
            bottom: -5px;
            left: 0;
            background-color: var(--accent-color);
            transition: width 0.3s ease;
        }
        
        .nav-menu a:hover:after {
            width: 100%;
        }
        
        .hamburger {
            display: none;
            cursor: pointer;
            background: none;
            border: none;
        }
        
        .hamburger span {
            display: block;
            width: 25px;
            height: 3px;
            margin: 5px 0;
            background-color: var(--light-color);
            transition: all 0.3s ease;
        }
        
        .hamburger.active span:nth-child(1) {
            transform: rotate(45deg) translate(5px, 5px);
        }
        
        .hamburger.active span:nth-child(2) {
            opacity: 0;
        }
        
        .hamburger.active span:nth-child(3) {
            transform: rotate(-45deg) translate(7px, -6px);
        }
        
        /* Terms Styles */
        .terms-container {
            padding: 60px 0;
        }
        
        .terms-header {
            text-align: center;
            margin-bottom: 50px;
        }
        
        .terms-header h1 {
            font-size: 42px;
            color: var(--primary-color);
            margin-bottom: 15px;
            text-transform: uppercase;
            letter-spacing: 2px;
            position: relative;
            display: inline-block;
        }
        
        .terms-header h1:after {
            content: '';
            position: absolute;
            width: 60%;
            height: 3px;
            background-color: var(--secondary-color);
            bottom: -10px;
            left: 20%;
        }
        
        .terms-header p {
            font-size: 18px;
            max-width: 800px;
            margin: 20px auto 0;
        }
        
        .terms-content {
            background-color: white;
            border-radius: 10px;
            box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
            padding: 40px;
        }
        
        .terms-section {
            margin-bottom: 40px;
        }
        
        .terms-section:last-child {
            margin-bottom: 0;
        }
        
        .terms-section h2 {
            font-size: 28px;
            color: var(--primary-color);
            margin-bottom: 20px;
            position: relative;
            padding-left: 20px;
        }
        
        .terms-section h2:before {
            content: '';
            position: absolute;
            left: 0;
            top: 50%;
            transform: translateY(-50%);
            width: 8px;
            height: 28px;
            background-color: var(--secondary-color);
            border-radius: 4px;
        }
        
        .terms-section h3 {
            font-size: 22px;
            color: var(--primary-color);
            margin: 25px 0 15px;
        }
        
        .terms-section p {
            font-size: 16px;
            margin-bottom: 15px;
        }
        
        .terms-section ul {
            margin-left: 20px;
            margin-bottom: 15px;
        }
        
        .terms-section li {
            margin-bottom: 10px;
        }
        
        .terms-highlight {
            background-color: rgba(255, 107, 53, 0.1);
            border-left: 4px solid var(--secondary-color);
            padding: 15px;
            margin: 20px 0;
            border-radius: 0 5px 5px 0;
        }
        
        /* Footer Styles */
        footer {
            background-color: var(--dark-color);
            color: var(--light-color);
            padding: 50px 0 20px;
        }
        
        .footer-container {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 30px;
            margin-bottom: 30px;
        }
        
        .footer-column h3 {
            font-size: 20px;
            margin-bottom: 20px;
            color: var(--accent-color);
            text-transform: uppercase;
            letter-spacing: 1px;
        }
        
        .footer-links {
            list-style: none;
        }
        
        .footer-links li {
            margin-bottom: 10px;
        }
        
        .footer-links a {
            color: var(--light-color);
            text-decoration: none;
            transition: all 0.3s ease;
        }
        
        .footer-links a:hover {
            color: var(--secondary-color);
            padding-left: 5px;
        }
        
        .footer-contact p {
            margin-bottom: 10px;
        }
        
        .footer-bottom {
            text-align: center;
            padding-top: 20px;
            border-top: 1px solid rgba(255, 255, 255, 0.1);
            font-size: 14px;
        }
        
        /* Responsive Styles */
        @media (max-width: 768px) {
            .nav-menu {
                position: fixed;
                left: -100%;
                top: 70px;
                flex-direction: column;
                background-color: var(--primary-color);
                width: 100%;
                text-align: center;
                transition: 0.3s;
                box-shadow: 0 10px 27px rgba(0, 0, 0, 0.05);
                padding: 20px 0;
            }
            
            .nav-menu.active {
                left: 0;
            }
            
            .nav-menu li {
                margin: 15px 0;
            }
            
            .hamburger {
                display: block;
            }
            
            .terms-header h1 {
                font-size: 32px;
            }
            
            .terms-content {
                padding: 20px;
            }
        }